Privacy Policy

Your privacy is important to us. This Privacy Policy explains how Finance Calculator India (myinvestmentcalculator.in) collects, uses, and safeguards information when you visit our website and use our free financial calculators. By using this website, you agree to the practices described in this policy.

1. Information We Collect

We do not require you to create an account or submit any personal information to use our calculators. However, like most websites, certain technical information is collected automatically when you visit:

• Log Data: Your browser type, device type, operating system, IP address (anonymised), the pages you visit, and the date and time of your visit.
• Usage Data: How you interact with the website — which calculators you use, how long you spend on each page, and navigation paths.
• Cookies: Small text files placed on your device by our website and third-party advertising partners (see Section 3 below).

We do not knowingly collect personally identifiable information (PII) such as your name, address, or Aadhaar number. If you contact us via email, we collect only the information you voluntarily provide.

2. How We Use Your Information

The information collected is used solely to:

• Ensure the website functions correctly and loads quickly for all users across India.
• Understand aggregate usage trends to improve calculator accuracy and user experience.
• Diagnose technical problems and fix bugs.
• Serve relevant advertisements through Google AdSense (see Section 3).
• Comply with applicable laws and regulations.

We do not sell, trade, or rent any personally identifiable information to third parties for marketing purposes.

3. Cookies and Google AdSense

We use cookies and similar tracking technologies to enhance your experience and to display advertisements. Our website participates in the Google AdSense programme, which uses cookies to serve ads based on your prior visits to this and other websites.

Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the Internet. You may opt out of personalised advertising by visiting Google Ads Settings.

Specifically, cookies used on this site may include:

• Strictly Necessary Cookies: Essential for the website to function. These cannot be disabled.
• Analytics Cookies: Help us understand how visitors interact with the website (e.g., Google Analytics). All data is aggregated and anonymised.
• Advertising Cookies: Placed by Google AdSense to serve relevant ads. These may track your browsing habits across websites.

You can control cookie preferences through your browser settings. Disabling certain cookies may affect the functionality of the site and the relevance of the ads displayed.

4. Third-Party Advertising (Google AdSense)

We use Google AdSense to display advertisements on our website. Google, as a third-party vendor, uses cookies (including the DoubleClick cookie) to serve ads based on users' prior visits to this website or other websites. These ads help us keep Finance Calculator India free for all users.

Google's advertising policies require that we disclose the use of personalised advertising. You can learn more about how Google uses data at How Google uses data when you use our partners' sites.

We do not have access to or control over the cookies placed by Google AdSense. Google's Privacy Policy governs all data collected through its advertising technologies.

5. Data Security

We take reasonable technical and organisational measures to protect the information we hold against unauthorised access, alteration, disclosure, or destruction. Our website is served over HTTPS to ensure encrypted data transmission between your browser and our servers.

While we strive to use commercially acceptable means to protect your data, no method of transmission over the Internet or method of electronic storage is 100% secure. We cannot guarantee absolute security.

6. Children's Privacy

Our website and calculators are intended for use by individuals aged 18 and above, or those with sufficient financial literacy to understand investment and loan concepts. We do not knowingly collect personal information from children under the age of 13. If you believe a child has provided us with personal data, please contact us immediately so we can delete it.

7. Links to Third-Party Websites

Our website may contain links to external websites such as SEBI, RBI, AMFI, or financial news portals. These links are provided for your convenience. We have no control over the content or privacy practices of those sites and are not responsible for their privacy policies. We encourage you to review the privacy policy of any third-party site you visit.

8. Your Rights

Depending on your jurisdiction, you may have rights regarding your personal data, including:

• Right of Access: Request a copy of the personal data we hold about you.
• Right to Erasure: Request deletion of any personal data we hold about you.
• Right to Opt Out: Opt out of personalised advertising via Google's ad settings.
• Right to Lodge a Complaint: File a complaint with the relevant data protection authority if you believe your rights have been violated.

To exercise any of these rights, please contact us at the email address provided below.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. When we update this policy, we will revise the "Last updated" date at the top of this page. We encourage you to review this page periodically to stay informed about how we protect your information.

10. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your personal data, please reach out to us: