Terms & Conditions

Welcome to Finance Calculator India. By accessing or using our website at myinvestmentcalculator.in, you agree to be bound by the following Terms and Conditions. Please read them carefully before using our free financial calculators.

1. Acceptance of Terms

By visiting, browsing, or using any part of this website, you acknowledge that you have read, understood, and agree to be legally bound by these Terms and Conditions and our Privacy Policy. If you do not agree to any part of these terms, please discontinue using the website immediately.

We reserve the right to modify these Terms and Conditions at any time without prior notice. Your continued use of the website following any changes constitutes acceptance of the revised terms.

2. Nature of the Service

Finance Calculator India provides free, browser-based financial calculators including but not limited to:

• SIP Calculator — for estimating mutual fund investment returns
• EMI Calculator — for computing loan repayment instalments
• FD Calculator — for estimating fixed deposit maturity amounts
• CAGR Calculator — for measuring compound annual growth rates

These tools are provided solely for educational and informational purposes. They are intended to help users understand financial concepts and make rough estimates, not to provide precise investment projections or binding financial advice.

3. No Financial Advice Disclaimer

Finance Calculator India is not a SEBI-registered investment adviser, AMFI-registered mutual fund distributor, RBI-licensed financial entity, or any other form of regulated financial intermediary.

Nothing on this website — including the calculator results, educational content, example figures, or any text — constitutes or should be construed as:

• Investment advice or a recommendation to buy, sell, or hold any financial product
• Legal, tax, or accounting advice
• A guarantee of future financial performance or returns
• An endorsement of any specific financial product, bank, or mutual fund

We strongly encourage users to consult a qualified and registered financial advisor, chartered accountant, or legal professional before making any investment, borrowing, or financial planning decisions.

4. Accuracy Disclaimer

While we make every effort to ensure the formulas and results produced by our calculators are mathematically correct and aligned with standard financial practices in India, we cannot guarantee that:

• The results will match those produced by a specific bank, NBFC, or mutual fund house
• The assumed rates reflect current or future market conditions
• The calculations account for all applicable taxes, fees, charges, or penalties
• The results are free from typographical, computational, or programming errors

All calculator results are estimates only. Actual returns, interest charges, and maturity amounts will depend on the specific terms and conditions offered by the relevant financial institution, prevailing interest rates, tax regulations, and individual circumstances.

5. No Liability

To the fullest extent permitted by applicable law, Finance Calculator India and its owners, developers, and contributors shall not be liable for:

• Any direct, indirect, incidental, or consequential loss arising from your use of or reliance on the information or results provided by our calculators
• Financial losses resulting from investment or borrowing decisions made based on calculator outputs
• Errors, omissions, or inaccuracies in the content or calculations on this website
• Interruptions, downtime, or technical errors affecting the availability of the website or calculators
• Any third-party content, advertisements, or links accessible through this website

Users assume full responsibility for any decisions made based on information obtained from this website.

6. User Responsibilities

When using Finance Calculator India, you agree to:

• Use the website only for lawful, personal, and non-commercial purposes
• Not attempt to reverse-engineer, copy, or reproduce our calculators or content without permission
• Not use automated tools, bots, or scrapers to extract content from this website
• Not misrepresent calculator results as guaranteed financial outcomes
• Not hold the website responsible for any financial decisions you make

7. Intellectual Property

All content on this website — including but not limited to the design, layout, text, graphics, code, calculator logic, and brand name "Finance Calculator India" — is the intellectual property of the website owner and is protected under applicable Indian and international copyright laws.

You may not reproduce, distribute, republish, or create derivative works based on this content without prior written permission from the website owner.

8. Third-Party Links and Advertising

This website may display advertisements through Google AdSense and may contain links to third-party websites. We do not endorse and are not responsible for the content, accuracy, or practices of any third-party websites or advertisers. Access to third-party sites is at your own risk.

9. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of India. Any disputes arising from your use of this website shall be subject to the exclusive jurisdiction of the courts of India.

10. Contact Us

If you have any questions about these Terms and Conditions, please contact us: